Question 1

WHAT ARE THE NEXT STEPS ONCE I SAY “YES” TO PARTNERING WITH FIAT?

Accepted Answer

Visit our client onboarding portal at FIATWM.COM/WELCOMETOFIAT

Our onboarding team will reach out with the next steps and request you complete the send necessary forms for review and completion to begin setting up and moving accounts. In this process, you will receive aperwork/DocuSign requests via email from Schwab Alliance.

Question 2

HOW AM I ABLE TO SEE MY ACCOUNTS AND TRACK MY INVESTMENTS?

Accepted Answer

Once your accounts are established, our onboarding team will send over logins to our client portal. The Fiat website (hosted by Orion) will synchronize with your Charles Schwab accounts a few days after creation.

Question 3

WHO CAN I GO TO WITH QUESTIONS IN THE FUTURE?

Accepted Answer

You can email your advisor for investment, tax, or planning questions. For transfers, logins, distributions, and other service requests, please email your Client Service Manager, Lindsey Lewis, at LLewis@FiatWM.com

Question 4

HOW DO I CREATE A SCHWAB ACCOUNT?

Accepted Answer

To get started, navigate to the Schwab Alliance website and click on the “New User” hyperlink, which is just below the place to put in your login credentials. You will need to
enter one of your account numbers, date of birth, phone number, and social security number.

While we encourage you to set up your Schwab Alliance login, we still recommend Orion as the best and most straightforward way to view all accounts in the household at once.

If you need help finding one of your account numbers or have questions about getting set up on either Schwab Alliance or Orion, please get in touch with Boston Eddy, our dedicated Schwab Alliance specialist. You can contact Boston at [email protected].

Question 5

HOW LONG WILL IT TAKE TO GET EVERYTHING MOVED AND FULLY SET UP WITH  FIAT’S RECOMMENDATIONS?

Accepted Answer

To get started, navigate to the Schwab Alliance website and click on the “New User” hyperlink, which is just below the place to put in your login credentials. You will need to
enter one of your account numbers, date of birth, phone number, and social security number.

While we encourage you to set up your Schwab Alliance login, we still recommend Orion as the best and most straightforward way to view all accounts in the household at once.

If you need help finding one of your account numbers or have questions about getting set up on either Schwab Alliance or Orion, please get in touch with Boston Eddy, our dedicated Schwab Alliance specialist. You can contact Boston at [email protected].

Please note: Transfer times can vary based on contra-firm and/or other outside factors.

Accounts: Once you sign the Paperwork from Schwab Alliance, the accounts will take a day to be opened.

Transfers: Transfers from non-employer-sponsored plans (IRA, Roth IRA, TOD, etc) will take 1-3 weeks to come over in kind. Transfers from your accounts are initiated when account establishment paperwork is signed unless otherwise noted. We will follow up every few days to ensure everything is in order. · If anything besides transfer signatures is required, we will contact you via phone or email - Employer-sponsored plans (401k, 403B, 457, etc.)

Employer-sponsored plans (401k, 403B, 457, etc): Our Onboarding Team will email you to schedule a call with your plan. Depending on the plan, getting the assets over to Charles Schwab can take anywhere from 10 business days to 30 business days, depending on the plan rules. **Generally, plans will send you a check, and once you receive it, you can mail it to us at 1905 Wayzata Blvd #320 Wayzata, MN 55391, where we will send the check to Charles Schwab via a tracked envelope.** PLEASE NOTE: Occasionally, when we transfer funds, it will show a $0 balance in your old account and $0 in your new Schwab accounts. This is due to the funds being debited from your old account and on their way to the new Schwab accounts. This problem resolves itself after 3-4 business days once Schwab receives your funds.

Insurance: This will vary depending on the type of insurance. Anywhere from a few weeks to a few months should be expected. We can check in with the insurance company frequently, but once we submit an application, it is in the hands of the  Did you know that the process of renovating your financial plan is strikingly similar to  that of constructing a home?  The Fiat Retirement Renovation ProcessTM is designed to provide you with a clear understanding of your financial goals and the steps needed to achieve them. During the renovation process, our team of financial experts will help you implement the necessary changes to your financial plan. We will guide you through every step of your Retirement Renovation ProcessTM so you can relax knowing that your retirement plan is in good hands and that you will have a comfortable space to enjoy for years to come. CLARITY VISIT: In our first visit, we will start with a conversation. This conversation will be an essential first step in helping us understand your unique situation and how we can best support you in planning for your retirement. We'll ask you questions about your current financial situation, any retirement savings or investments you have, your current expenses, and what you envision for your ideal retirement lifestyle. We'll also discuss any concerns or challenges you may face, such as unexpected expenses or health issues, and work together to develop a personalized plan that considers these factors. WALKTHROUGH: Before “The Walkthrough”, Your Private Wealth Manager will assess your financial plan and identify improvement areas. In The Walkthrough, we will present you with this information and guide you through the entire Retirement Renovation ProcessTM. Our goal is to ensure your financial plan is secure and well-structured while also providing peace of mind and comfort...kind of like your “forever-home.” insurance company and their processing time. - We will provide updates as much as possible and ensure all documents and requirements are in good order. WHAT IS THE FIAT RETIREMENT RENOVATION PROCESSTM?

Question 6

WHAT IS THE FIAT RETIREMENT RENOVATION PROCESS™?

Accepted Answer

Did you know that the process of renovating your financial plan is strikingly similar to that of constructing a home?

The Fiat Retirement Renovation ProcessTM is designed to provide you with a clear understanding of your financial goals and the steps needed to achieve them. During the renovation process, our team of financial experts will help you implement the necessary changes to your financial plan. We will guide you through every step of your Retirement Renovation Process™ so you can relax knowing that your retirement plan is in good hands and that you will have a comfortable space to enjoy for years to come.

CLARITY VISIT: In our first visit, we will start with a conversation. This conversation will be an essential first step in helping us understand your unique situation and how we can best support you in planning for your retirement. We'll ask you questions about your current financial situation, any retirement savings or investments you have, your current expenses, and what you envision for your ideal retirement lifestyle. We'll also discuss any concerns or challenges you may face, such as unexpected expenses or health issues, and work together to develop a personalized plan that considers these factors.

WALKTHROUGH: Before “The Walkthrough”, Your Private Wealth Manager will assess your financial plan and identify improvement areas. In The Walkthrough, we will present you with this information and guide you through the entire Retirement Renovation ProcessTM. Our goal is to ensure your financial plan is secure and well-structured while also providing peace of mind and comfort...kind of like your “forever-home.”

BLUEPRINT: During the “Blueprint” phase, our financial experts will draw up a detailed blueprint for the renovation of your current financial plan, which you will review as a team to discuss any updates or changes needed. As we build out the plan for your retirement renovation, we do so with the goal of creating a plan that is structurally sound - much like a well-built home.

BUILD: This is where the advisor “breaks ground” and begins to actually implement the plan, building a strong financial foundation and structure from your approved blueprint. You can rest assured that your financial plan is secure, well-structured, and in expert hands. Just like contractors build your dream home, we build your dream retirement. In a way, retirement is a metaphorical “dream home” for your finances - it should be a place where you can feel confident, secure, and completely comfortable for years to come.

MAINTENANCE: Maintaining your home is essential to ensure it remains safe, comfortable, efficient, and valuable. Regular upkeep and repairs are part of responsible homeownership and can save you money and stress in the long run. The same goes for your financial plan. You will meet and/or speak with your advisor on a consistent basis, making any updates or changes along the way. In addition to that, you will have a dedicated Client Service Manager by your side as well as a full team of experts in operations, marketing, and customer service working behind the scenes on your behalf. We also connect with you through our monthly Client Appreciation Events (Happy Hours, volunteering opportunities, Inner Circle Workshops, and more).

Frequently Asked Questions

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Frequently Asked Questions

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